Jum-Pawn-It Jewelry and Loan makes getting cash fast and easy. We know that managing finances can be tricky and unexpected expenses are a part of life. That’s why we offer a simple and seamless way to get you the cash you need, when you need it. Best of all, unlike big banks and traditional lenders, you can get a fast cash loan from Jum-Pawn-It without a bank account, credit history, or proof of employment.
Our team of experts are happy to answer any questions and do what we can to help!
✓ Cash in Minutes
✓ Free Valuations
✓ No Credit Check
PAWN SHOP SERVICES
BORROW CASH
Put your valuables on collateral loan with us and borrow cash instantly. Get your item(s) back as soon as you repay the loan.
The staff at Jum-Pawn-It were more than helpful explaining the process that comes with a loan with them. I needed cash fast to make it to work for the week and they came through. The whole process was made easy with the staff’s knowledge understanding. I would highly suggest stopping in and seeing what they can do for you to help you out in an emergency.
They also have a variety of really decent priced inventory that’s worth checking out if you want some new gear. Musical instruments, computers, cameras, and more.
MAKE MONEY
Sell us your valuables and get the most cash for your stuff! Make money cleaning out your closet, garage, or attic. Free evaluations.
Exceptional experience. Jacob and Macayla were phenomenal. The experienced and caring staff went above and beyond to research and provide the most competitive pricing in their buys. They negotiate excellent pricing in their items for sale and provide no pressure informed buying practices for a great experience. Thank you.
I stop by the store frequently to window shop, last time I was there I found a beautiful bracelet for my partner. Sandra helped me with everything and even had the bracelet sized to custom fit! She said it would take 3 weeks and it was ready in 1 week.
The jewelry and one of a kind pieces they have in the store are great finds. I’m scared to go back because I know I will want to buy everything!
WHAT IS A PAWN LOAN?
A Pawn Loan is just another way of saying, “COLLATERAL LOAN.”
In other words, we will let you borrow instant cash in exchange for holding items of value. The valuable(s) will be returned once you repay the loan and any interest owed. Simple as that!
WHY CHOOSE JUM-PAWN-IT JEWELRY AND LOAN?
Unlike payday loans, which can cause borrowers to get stuck in a toxic debt cycle, you NEVER have to lose more than what you put up for collateral with a pawn loan. Unlike credit cards, pawn loans are not reported to the credit bureaus, which means it will not impact your credit score. Best of all, unlike credit cards and other types of loans, there is absolutely no risk of bankruptcy with a collateral pawn loan—no matter how big or small the loan amount is.
LOAN RATES & DETAILS: NO HIDDEN FEES
Our interest rates vary based on the amount of the personal loan. Please refer to the Loan Table for details. For example, if you borrow $250 in California, your interest would be $22.50 every 30 days. If you borrow the money for 3 months, your total pay back amount would be $317.50.
Have questions about rates or the process of getting a personal pawn loan?
Get in touch and our team would be happy to answer any questions!
State loan periods, fees, and notice requirements apply. Cubic Feet determined by multiplying the width of an item, at its greatest width, by the depth of an item, at its greatest height.
FOR PERSONAL LOANS IN CALIFORNIA
- Minimum Loan Period: None
- Maximum Loan Period: 4 Months
- Grace Period: 10 Days
- Annual Percentage Rate (APR): Variable, see table below
- Loan Set Up Fee: $7.50 or 3.5% of the loan amount (whichever is greater, up to $90)
- Fire@rm Handling Fee (when applicable): $20
- Storage Fee: Variable, see table below
- Reminder Notice: $7 per notification
- Lost Ticket Fee: $10
- Remote Transaction Fee: Up to 3% of the transaction for a replacement loan or to redeem a loan through electronic means
LOAN AMOUNT
MAX INTEREST CHARGE
STORAGE REQUIREMENTS
FEE PER ITEM
FOR PERSONAL LOANS IN ARIZONA
- Loan Period: 90 days
- Interest Rate:
13% per month for the first 2 months
11% per month thereafter, prorated for 2 months - Loan Set Up Fee: $5.00
- Fire@rm Handling Fee (when applicable): $5.00
- Storage Fee (vehicles): $5 per day
- Storage Fee (items larger than 1 cubic ft): $5 per month
- Reminder Notice: $7 per notification
- Lost Ticket Fee: $7.50
IS THERE A PAWN SHOP NEAR ME?
We have four pawn shops in California and Arizona that can help you borrow cash fast, get instant cash for gold, or buy wholesale gold, wholesale jewelry, and more.
HOW PAWNING WORKS
STEP 1:
FREE VALUATION
Our expert pawnbrokers will examine and evaluate valuable(s), FREE of charge.
*Valid ID required.
STEP 2:
GET CASH INSTANTLY
We’ll loan you cash based on the value of the item(s) brought in. Use the money for bills, expenses, or whatever else you may need it for.
STEP 3:
GET YOUR STUFF BACK
Return the cash borrowed plus any interest owed by the end of the loan cycle to get your item(s) back.
NEED MORE TIME TO PAY BACK YOUR PAWN LOAN?
Pay the interest by the end of the loan cycle and get an extension on your pawn loan. There is no limit to the amount of times a pawn loan can be extended. Take as much time as you need.
Jum-Pawn-It Jewelry and Loan is a full-service pawn shop licensed in California and Arizona. Since 1968, we’ve provided collateral pawn loans to local communities and pay top dollar for precious metals, diamonds, Rolex and other luxury watches, Louis Vuitton and other designer bags, electronics, tools, musical instruments, and more. Each of our pawn shops have a showroom that sells new and pre-loved items at unbelievable prices—including wholesale jewelry, wholesale gold, wholesale silver, discounted electronics, and more. We accept cash, credit cards, debit cards, and even offer layaway and interest-free financing options.