PAWN
GET THE CASH YOU NEED, WHEN YOU NEED IT.
NO BANK ACCOUNT?
NO CREDIT HISTORY?
NO PROBLEM!
What is a Pawn?
Pawning may seem intimidating to those who have never done it before, but pawning valuables for cash is actually very simple and straightforward. When you pawn something, you are using the current value of the item(s) as collateral (aka something valuable you promise to give to the lender if you can’t repay a loan) to borrow cash. Unlike payday loans and cash advance apps, your financial history doesn’t matter and there are no credit checks, checking accounts, or proof of employment required to get a pawn loan. Get anywhere between $5 to $50,000+ depending on the valuables you bring in as collateral. Best of all, getting a pawn loan allows you to get cash without having to sell the item—great for valuable items you want to keep or things of sentimental value.
GET CASH FAST
A pawn loan could be the short-term financial solution you’re looking for. Big banks and traditional lenders often make you jump through hoops before you’re approved for loans. But what if you need cash NOW? Jum-Pawn-It offers hassle-free cash loans based on collateral, which means you don’t need a bank account, good credit, or proof of employment to get the cash you need today.
HOW PAWNING WORKS
Step 1: BRING VALUABLES IN
Our team of expert pawnbrokers will examine and evaluate the valuable(s) you bring in for free.
*Valid ID required.
Step 2: GET CASH INSTANTLY
We’ll make a cash offer based on the current market value of the item(s).
Step 3: GET YOUR VALUABLES BACK
Return the amount borrowed plus any interest owed by the end of the loan cycle to get your item(s) back.
DROS and waiting period required by law for pawned f*rearms.
WHAT CAN BE PAWNED?
Wondering what brands and items we usually accept? Check out the list below for a general idea of what is acceptable and what is not. If you have something of value that isn’t on this list, you can always bring the item(s) in for a FREE evaluation by our team of expert pawnbrokers.
ACCEPTED BRANDS
GOLD, SILVER, DIAMONDS, AND JEWELRY
LUXURY / DESIGNER GOODS
ELECTRONICS
PEW PEWS
TOOLS
VEHICLES / TRANSPORTATION
COLLECTIBLES
ACCEPTED ITEMS
GOLD, SILVER, DIAMONDS, AND JEWELRY
LUXURY / DESIGNER GOODS
ELECTRONICS
PEW PEWS
TOOLS
VEHICLES / TRANSPORTATION
COLLECTIBLES
ITEMS WE DO NOT ACCEPT
PAWN LOAN RATES & DETAILS
In California, our interest rates vary based on the amount of the personal loan. Please refer to the Loan Table for details. For example, if you borrow $250 in California, your interest would be $22.50 every 30 days. If you borrow the money for 3 months, your total pay back amount would be $317.50.
Have questions about rates or the process of getting a personal pawn loan?
Get in touch and our team would be happy to answer any questions!
FOR PAWNS IN CALIFORNIA
- Minimum Pawn Period: None
- Maximum Pawn Period: 4 Months
- Grace Period: 10 Days
- Annual Percentage Rate (APR): Variable, see table below
- Pawn Set Up Fee: $7.50 or 3.5% of the pawn amount (whichever is greater, up to $90)
- Fire@rm Handling Fee (when applicable): $20
- Storage Fee: Variable, see table below
- Reminder Notice: $7 per notification
- Lost Ticket Fee: $10
- Remote Transaction Fee: Up to 3% of the transaction for a replacement pawn or to redeem a pawn through electronic means
CASH AMOUNT
MAX INTEREST CHARGE
STORAGE REQUIREMENTS
FEE PER ITEM
FOR PAWNS IN ARIZONA
- Pawn Period: 90 days
- Interest Rate:
13% per month for the first 2 months
11% per month thereafter, prorated for 2 months - Pawn Set Up Fee: $5.00
- Fire@rm Handling Fee (when applicable): $5.00
- Storage Fee (vehicles): $5 per day
- Storage Fee (items larger than 1 cubic ft): $5 per month
- Reminder Notice: $7 per notification
- Lost Ticket Fee: $7.50